The platform foundation, open by design.
Your core banking system should not be the wall around your business. It should be the foundation everything else builds on. Oradian's API surface, open data layer and Native MCP integration model turn the core into a programmable platform for your channels, partners, payment rails, regulators and AI tools. Open by design. Stable by default. Backwards compatible by necessity.
APIs & Integrations
Proof points · APIs & Integrations
Measured in production.
15×
Performance improvement on integration workloads
RAFI
Less API catalogue. More platform foundation.
No one can predict where banking goes next, which payment rails will dominate, which AI tools will prove their value or which regulatory requirements will land next year. We have designed the integration layer to evolve alongside all of it, without breaking what you have already built.
API-first foundation
Every capability in the platform is reachable through stable, versioned APIs. The same surface your team builds on is the surface your partners, channels and AI tools connect through. No second class endpoints, no hidden internals.
Open data, governed access
Database Access and event streams give your analytics teams, AI models and partners the operational data they need, on a read replica, role scoped, audited and isolated from the live transaction path.
Native MCP
Internal agents and partner tools can discover Oradian capabilities, retrieve context and trigger actions through the Model Context Protocol, on the same governed API surface that runs the bank.
Granular access controls
Separate read, write, transactional and accounting API users. Permissions are tunable at the individual key level. Every key has a defined scope and an audit trail.
Backwards compatible by necessity
Older API versions keep working as new ones release. Your team moves at its own pace, not on Oradian's release schedule. Integrations from two years ago still work today.
Custom integration support
Proprietary system, legacy platform, partner with an unusual API. Our integration team builds the connection alongside your team and we ship it as a first class connector.
The API layer is how your AI connects to your banking data.
AI workflows in banking, fraud detection, credit scoring, churn prediction, personalised engagement, all need to read from and write to the core in real time. They need to trigger workflows when conditions are met, receive event streams as transactions occur, and post decisions back to customer records so they're auditable.
Oradian's API layer supports all of these patterns. AI models call the core via API to retrieve customer data, check eligibility, trigger disbursements. Event streams feed AI systems in real time as transactions complete. And Database Access provides the governed data layer AI models use for training and continuous monitoring, off the production core, continuously synced, always current.
The core is the source of truth. The API layer is the integration mechanism. Your AI tools plug in cleanly, no separate data engineering project to get started.
An API experience your engineers will actually want to work with.
Stable versioning
We don't break things. When a new API version is released, the previous version remains supported. Your engineers build with confidence that what they ship today will still work in eighteen months.
Comprehensive documentation
Full reference documentation, integration guides and worked examples for every endpoint. Our AI agent, trained on our platform, documentation and integration patterns, is available to help your team build faster.
Sandbox environment
A full sandbox that mirrors production for testing integrations before they go live. Test against realistic data without creating risk for your production environment.
Webhook support
Event-driven notifications for every significant action in the platform, new account, completed transaction, status change, alert triggered. Your systems receive events as they happen, not on a polling cycle.
Rate limits for production workloads
Rate limits calibrated for the transaction volumes of a real banking operation, not a development sandbox. High-volume origination flows and real-time fraud pipelines won't hit artificial ceilings.
Integrate in days, not quarters.
Versioned APIs, sandbox access and partner-ready integrations. Connect KYC, payments, fraud and AI in one sprint.
Get sandbox access