Most banks wait months for product changes. There's another option.
Most institutions choose between vendor limitations and building their own technology from scratch. Oradian gives you a third path: a controlled extension framework where your team configures, extends and ships inside the core - governed, versioned, forward-compatible. Launch products in days, not months. Own what makes your institution unique.
Build / SME Flexi-Loan NO CODE
Extend the limits of your core with maximum configurability.
Most core banking platforms give you two options when you need something the platform doesn't do out of the box: wait for the vendor to build it, or build it outside the platform and connect it through an integration. Both have significant costs, one in time, one in ongoing maintenance.
Oradian's extensible banking model offers a third path. The platform is designed to be extended by your team, from inside, through parameterisation, custom fields, API connectivity and Custom Code. Every extension is governed: versioned, audited and reversible. Every extension is forward-compatible: it evolves with the platform rather than drifting away from it.
Your institution decides what the platform does. It fits your business exactly, not the other way around.
No code. Low code. Your code.
The right level depends on what you're trying to do, not on your engineering team's capacity or your vendor's availability.
Parameterisation
Simple configurations and parameter settings your product and risk teams adjust directly, without engineering involvement. Adjust interest rates, change fee structures, update eligibility criteria, modify repayment schedules, configure notification triggers. Takes effect immediately. No ticket. No release cycle.
- Who does this
- Product managers, risk analysts, compliance officers
- When to use it
- Routine product management, regulatory parameter updates, market response
- Time to implement
- Minutes to hours
API integration
Use Oradian's open APIs to integrate external applications and services, KYC providers, payment rails, fraud tools, alternative data sources, AI models. Requires some technical knowledge but does not alter core platform code. Your engineering team builds against a stable, documented API surface.
- Who does this
- Engineering teams, supported by Oradian's integration docs and AI agent
- When to use it
- Third-party integrations, custom data pipelines, AI model connections
- Time to implement
- Days to weeks depending on complexity
Oradian Custom Code
Write custom logic within the platform using Oradian's controlled extension framework. Build genuinely novel product logic, custom workflows and institution-specific processes that run inside the core, governed, versioned, forward-compatible. Oradian's AI agent handles the technical complexity, so no specialist Scala expertise is required.
- Who does this
- Engineering teams, assisted by Oradian's AI agent
- When to use it
- Novel product structures, market-specific workflows, complex automation
- Time to implement
- Days to weeks, significantly accelerated by AI assistance
Your team builds faster with AI assistance.
Oradian's AI agent, trained on the platform, documentation and extension patterns, enables your team to build and configure extensions significantly faster than traditional development approaches. Your team describes what they need; the agent suggests the right approach, generates the relevant configuration and helps debug and iterate.
The practical result: institution-specific product logic, custom reporting and bespoke API endpoints that previously required specialist engineering and several weeks now take a product-minded engineer and a few days.
This is not a generic coding assistant. It is a development tool trained specifically on Oradian, it understands the constraints, patterns and governance requirements that make an extension correct and sustainable, not just functional.
A custom product calculation that previously took a vendor release cycle now takes a product-minded engineer a few days, inside the platform, under the same governance.
Extensibility your regulator and your auditor can see.
Every extension, every configuration change and every custom field addition is documented and controlled.
Versioned
A complete history of changes, timestamps and the user who made each change.
Audited
Every extension's behaviour and outputs are logged and queryable.
Reversible
Configuration changes can be rolled back; Custom Code changes are version-controlled.
Forward-compatible
Extensions are designed to evolve with platform updates rather than break.
Own what makes your institution unique.
Build on the core without forking it. Configure, extend and ship, governed, versioned and forward-compatible.
Talk to engineering