Oradian customers grow. Consistently and measurably.
On average, Oradian customers grow over 50% year-on-year across the metrics that matter, loan accounts, active users, branches and customers acquired. Without compromising speed, quality or control.
Put growth at the heart of your institution.
Oradian's core banking system was built for growing institutions in emerging markets. These numbers are averages across all institution types on the platform, banks, lenders, cooperatives, microfinance institutions and fintechs, not best-case examples selected for a brochure.
Loan portfolio growth on Oradian in 12 months
To first product launched (FairMoney)
Implementation, end to end (Esquire)
Platform uptime
Three levers our customers pull to grow.
More done with the same team
Reduce the time your team spends on manual processes. What used to take hours or days, loan approval cycles, regulatory reports, portfolio reconciliation, KYC verification, takes minutes on Oradian. The capacity that manual processes consumed is redirected to serving more customers, originating more loans and opening more locations.
In practice: Loan officers spending more time in the field with clients and less time in the branch processing paperwork. Operations teams running compliance reports in minutes rather than assembling them manually over days. Credit committees reviewing more applications because the data is in front of them when they need it.
Make the right call with current data
With a few clicks, Oradian consolidates data from all branches into reports that support faster, better-informed decisions. No more month-end data crunches. No more waiting for branch managers to compile weekly reports. The data your leadership and risk teams need is current, consolidated and accessible the moment they need it.
In practice: A risk manager who sees a delinquency trend developing in real time and adjusts collection activity before it becomes a portfolio problem. A CEO who reviews yesterday's origination volumes at this morning's management meeting. A compliance officer who generates the regulatory report for a 10am submission at 9:50am.
Serve more clients without proportional cost
Grow your reach and open new branches or digital channels without the infrastructure investment that growth previously required. Oradian's subscription model means each new branch needs only an internet connection, no upfront servers, no fresh implementation project, no hardware procurement.
In practice: A rural bank that opens three new branches in underserved municipalities in a single quarter because the incremental cost of each branch is low. A lender that launches a digital lending channel without a separate core banking implementation, because the digital channel connects to the same Oradian core as the existing operation.
Real institutions. Real growth.
Esquire Financing
SME lending, Philippines
Tripled their loan portfolio in three years on Oradian, with approvals shifting from days to hours and a $1B valuation reported by Bloomberg in 2025. Real-time data enabled risk monitoring their previous infrastructure couldn't support.
FairMoney
Neo-bank, Nigeria and multi-market
Scaled to 15M+ active accounts across Nigeria, Uganda and Zambia on a single Oradian platform. Launched FairSave and FairLock within 8 weeks of contract signing, with NIBSS instant payment integration.
Salmon
Consumer lending, Philippines
"Oradian offers a vital combination of flexible, scalable, best-in-class technology and comprehensive in-market customer support that enables us to drive growth, scale rapidly, and boost our performance."
George Chesakov, CEO
Esquire Financing
SME lending, Philippines
"Oradian demonstrated experience, local know-how and a dominant track record in the Philippines, making them a natural partner."
Rajan Uttamchandani, CEO
RAFI Microfinance
Microfinance, Philippines
"What sets Oradian apart is that they are not just a tech provider. They are a true partner building a collaborative network and ecosystem that goes way beyond banking."
Tom Kocsis, President & CEO
Why customers stay with us.
"What sets Oradian apart is that they are not just a tech provider. They are a true partner building a collaborative network and ecosystem that goes way beyond banking, facilitating ideation and knowledge sharing."
Tom Kocsis, President & CEO, RAFI Microfinance
"We partnered with Oradian to leverage existing infrastructure and trusted system performance to scale our solutions to new markets and perfect offerings in our current markets."
Laurin Hainy, CEO, FairMoney
"In an era of higher demands from clients, it is paramount to have a trusted partner who delivers on technology. Oradian demonstrated experience, local know-how and a dominant track record in the Philippines."
Rajan Uttamchandani, CEO, Esquire Financing
"Oradian is the technical business partner who can keep pace with us to pivot quickly as markets change. Their commitment to continuous innovation and deep tech was the deciding factor for us."
George Chesakov, CEO, Salmon
Grow faster than your competitors.
Use Oradian's product velocity, open data and AI capabilities to win the segments your competitors can't reach.
Plan your growth phase