AI fraud detection guide for digital-first banks in 2026
Gated Report
Fraud in emerging markets just changed. Rule-based fraud detection systems are obsolete. Here's why: more than 50% of fraud now involves AI, but most detection systems can't adapt faster than fraudsters iterate. The good news is that institutions using AI fraud detection can achieve 90-99% accuracy. But only if they solve data infrastructure first. This playbook covers everything from deepfake-enabled account opening to fraud-as-a-service marketplaces. But the centrepiece is this: the same institutions that detect fraud in real-time are the ones whose cores process transactions as events, expose customer data through APIs, and let teams investigate without a vendor ticket. Your fraud tools are only as good as your data layer. This guide shows you how to build it.