Designing Loan Products that the market desires is one of the secret arts of banking. Yet, most of the banks offer standardized, one-size fits all loans that actually raise the risks of repayment.

Should this be the case? Is there a logic or a framework to offer customers what they really want, while lowering the risk?

Does a larger product portfolio introduce too much operational complexity?

Is there a secret formula that can ensure market success with simple product modifications?

Find out the logic and the answers below, while also learning about the pre-requisites to launch tailored new products fast – a flexible Core Banking System, to provide all the decision making data in real time, is a must.

Oradian is not only a financial technology provider, we are vested in our client’s success – which is why constant business advisory is part of the service we deliver. Scale and visibility into what works and what does not help us deliver the tactical guidance.