Run a real bank. Move like a fintech.
A cloud-native core banking platform built for regulated institutions that need to modernise without losing control. The compliance posture your regulator expects. The speed your competition is already using.
Most banks are growing on infrastructure built for a different era.
Every new product requires a vendor ticket. Every regulatory change takes months. Every growth campaign runs into the same ceiling: the core can't keep up. The institutions pulling ahead aren't necessarily better at banking, they have better foundations.
The platform behind banks that grow without breaking.
Compliance built in, not bolted on.
The controls, audit trails, and regulatory reporting your central bank expects are part of the platform, not an afterthought. Real-time transaction monitoring, automated AML workflows, unified customer views, and event logs that satisfy a regulator on demand.
- Tuned to CBN, BSP and OJK requirements
- Unified customer view across onboarding and behaviour
- Audit-ready event logs available on demand
Stability you can stand behind.
Zero-downtime deployments, multi-region resilience, and a security posture designed for a regulated institution, not a startup. When your platform goes down on payday, customers leave. When your audit trail is incomplete, regulators notice.
- AWS-hosted with high availability
- Continuous monitoring and incident response
- Tier-one reliability standards
Launch products in weeks, not quarters.
Parameterise interest rates, fees, repayment schedules and eligibility rules without custom development. Use APIs and Custom Code to ship new journeys and respond to regulatory change without waiting on vendor release cycles.
- Product config without engineering tickets
- Custom Code for bespoke logic
- Ship in weeks, not release windows
One core, many markets.
Multi-entity, multi-currency architecture means you can expand into new markets and add new legal entities without forking your technology stack. Our customers run across Asia, Africa, Europe and beyond on a single platform.
- Multi-entity, multi-currency
- Add jurisdictions without re-platforming
- One stack, many markets
Data your teams can actually use.
Database Access gives compliance, analytics, fraud and product teams a secure, read-only replica of your production database, continuously updated, stored on your own infrastructure, and queryable without creating load on the live core.
- Real-time replica on your infrastructure
- Shorter regulatory examinations
- Same numbers across every team
A vendor that moves with you.
Implementation in months, not years. A support model with people who understand your market and your regulator. A platform that evolves continuously, so your infrastructure investment never becomes technical debt.
- In-market implementation expertise
- Continuous platform evolution
- Long-term partnership, not project hand-off
From legacy constraint to growth-ready in months.
Migrate without disruption
A phased migration methodology built for regulated institutions that can't afford operational risk during transition, parallel running, in-market implementation team.
Configure, don't code
Product teams set up new products and parameters through configuration. Engineering teams use Custom Code and open APIs for partner integrations. Neither team waits on the other.
Connect your ecosystem
Open APIs connect Oradian to your KYC providers, payment rails, fraud tools and BI stack. Pre-built integrations for common tools in your market reduce setup time further.
See everything in real time
Database Access gives your data teams full-fidelity access to production data in a governed, off-core replica. Dashboards, fraud models and regulatory reports from a single source of truth.
Grow without rebuilding
The platform that runs at 50,000 customers runs at 5 million. Add products, markets and entities without forking your stack.
What banks have built on Oradian.
FairMoney
Neo-bank, Nigeria & multi-market
Scaled to 15M+ active accounts across Nigeria, Uganda and Zambia on one platform. Launched FairSave and FairLock within 8 weeks of contract signing, with NIBSS instant payment integration.
Esquire
SME lender, Philippines
Tripled their loan portfolio in three years. Approval times moved from days to hours, with real-time risk monitoring their previous system couldn't support. $1B valuation reported by Bloomberg in 2025.
Salmon
Mobile-first lender, Philippines
Live in under 6 months with mobile-first credit, real-time notifications and bespoke workflows. Reached 90%+ customer engagement via the mobile app within 2 months of launch.
Modernise without ripping out what works.
Run new digital products alongside your existing core from day one. Migrate at your pace, govern every change.
Plan your transition