The core under the next great fintech.
A composable, API-first core banking platform that gets out of your way, so you can spend your engineering time building what makes you different, not maintaining what makes you a bank.
Legacy slows you down. Building your own owns you forever.
Building a fintech on a legacy core is like building a racing car on a bus chassis. Building your own solves that, until maintaining it becomes the job. Oradian is the third option: a cloud-native, API-first core that gives you the flexibility of rolling your own without the cost and risk of owning the infrastructure problem forever.
Built for fintechs that want to ship, not maintain.
Launch in weeks, not years.
Skip the 18-month core banking build. Oradian's APIs, pre-built product templates and configuration layer mean you can go from decision to live customers in weeks. The infrastructure is already built, you focus on the things that actually differentiate you.
- Pre-built product templates
- Configuration over engineering
- Live in weeks
Composable by default.
Use only the modules you need. Bring your own KYC, payment rails, fraud detection and front-end. Oradian connects to your existing stack through open APIs, it doesn't force you to replace what's already working.
- Plug into your existing stack
- No monolithic lock-in
- Architecture mirrors your product decisions
Real-time everything.
Event-driven architecture means your product can react the instant something happens. A transaction completes, your app knows immediately. A fraud signal fires, your detection responds before the transaction settles. Real-time isn't a feature on top of the core. It is the core.
- Event-driven by design
- Instant downstream reactions
- Sub-second feedback loops
Scale without rewriting.
The architecture that handles ten customers handles ten million. Horizontal scaling, cloud-native resilience and no manual intervention required when you go viral or launch a major partnership.
- Horizontal cloud-native scaling
- Multi-region resilience
- No re-platforming as you grow
Custom logic without vendor dependency.
Custom Code lets your engineers embed business logic directly into core banking workflows, without waiting for Oradian to build it for you. When your product requires something the platform doesn't have, you build it. On your timeline.
- Engineer-owned business logic
- No waiting on vendor releases
- Full control over behaviour
Data your product team can actually use.
Database Access provides your data and product teams with a governed, real-time replica of your production database. Build growth dashboards, train recommendation models and run engagement experiments, without creating risk for production.
- Real-time production replica
- Safe for analytics and ML
- Same data, every team
From idea to live product, faster than you expect.
Connect your stack
Open APIs and pre-built integrations connect Oradian to your KYC, payment rails, fraud tools and front-end in days. Bring what you've built, we connect to it.
Configure your products
Set up loan products, deposits, fee structures and eligibility rules through configuration. For anything non-standard, Custom Code gives your engineers direct access to the logic layer.
Ship to your customers
Your front-end talks to Oradian's APIs. Your customers see your product. We handle the core banking infrastructure beneath it.
Iterate fast
Adjust parameters, launch new products and retire old ones without engineering tickets or vendor release cycles. Your roadmap moves at your pace.
Scale without touching infra
Horizontal scaling is automatic. Multi-region resilience is built in. When user numbers multiply, your engineering team focuses on product, not firefighting.
A core that understands the markets you're building in.
If you're building in Asia, Africa, Europe and beyond, you need more than a generic cloud-native core. You need a platform with the regulatory integrations, local support, partner ecosystem and implementation experience already in place. Oradian has been operating in these markets since 2012.
What fintechs have shipped on Oradian.
Salmon
Philippines
Live in under 6 months with mobile-first credit, real-time notifications and custom processing built on Oradian's extensibility. Reached 90%+ mobile app engagement within 2 months of launch.
FairMoney
Nigeria & multi-market
Scaled to 15M+ active accounts across Nigeria, Uganda and Zambia on one platform. Launched FairSave and FairLock within 8 weeks of contract signing, without re-platforming.
Move at the speed of your product roadmap.
A core that keeps up with product, not the other way round. Ship features in days, govern by default.
Book a product walkthrough