AI Collections.
Higher cures, lower cost.
Score, segment and contact every overdue account at the moment of highest impact, powered by real-time portfolio data from the core.
Turn collections from a cost centre into a growth engine.
Most collections teams rely on rules and call lists built for a different era. Oradian's AI-native foundation gives collections leaders the data, decisioning and workflow control to treat every borrower as an individual: who will self-cure, who needs a nudge, who needs a human conversation. Models train on complete portfolio history through Database Access and trigger actions through the same APIs that run disbursements and notifications.
Collections capabilities, end to end.
Self-cure prediction
Identify borrowers likely to cure without intervention so your team can focus effort where it actually moves the needle.
Treatment prioritisation
Rank every overdue account by expected recovery, propensity and cost-to-contact in real time.
Channel orchestration
Trigger SMS, voice, email or agent outreach through the messaging module, A/B tested and continuously retrained.
Regulator-ready
Every contact attempt, decision and override is versioned, role-scoped and explainable to your compliance team.
Live portfolio view
Collections KPIs, roll-rates and recovery curves on real-time data, no overnight ETL.
Days to deploy
Plug in your scoring logic natively or call an external model through APIs. No re-platforming.
Stop calling everyone. Start collecting from the right people, at the right time.
Talk to the Oradian team about putting AI Collections into production on your core.
Talk to our team