Cards.
Issue, authorise, control.
Physical and virtual cards with full ledger, real-time authorisation, dispute management and AI fraud control.
Cards that share the same core, the same truth.
Cards are no longer a separate stack. Oradian's cards module sits natively on the same core as deposits, credit lines and BNPL, sharing the ledger, the customer record, the AI fraud models and the compliance posture you already operate.
Card capabilities, end to end.
Virtual + physical issuance
Single-use, recurring, employee, customer, issue any card type via API.
Real-time authorisation
Real-time authorisation against live balances, limits and risk rules.
Native AI fraud
Models trained on full transaction history through Database Access, detection that improves continuously.
Dispute + chargeback
End-to-end dispute lifecycle, evidence packs and scheme reporting.
PCI-grade controls
Tokenisation, encryption-at-rest and segregated PAN storage by default.
Scheme + processor agnostic
Connect to your preferred scheme and processor through the integrations layer.
Cards as a feature of your core, not a separate vendor.
Talk to the Oradian team about putting Cards into production on your core.