Credit Lines.
Revolving credit, fully governed.
Overdrafts, revolving consumer credit, SME working-capital facilities, managed end-to-end on a single core.
Bring every credit line onto one governed core.
Credit-line products demand more than a loan ledger: dynamic limits, utilisation tracking, real-time interest accrual, repricing, and tight integration with cards, deposits and collections. Oradian gives you all of it on one platform, with the AI hooks to manage exposure dynamically.
Credit line capabilities, end to end.
Dynamic limits
Set, monitor and adjust customer limits in real time via API. Drive limit changes from AI risk signals.
End-to-end lifecycle
Origination, drawdown, repayment, refinance, closure, all on one ledger, all auditable.
Real-time accrual
Interest, fees and tiered pricing calculated continuously, exposed via API for embedded experiences.
Card-linked credit
Issue cards against revolving credit lines with native authorisation and settlement.
AI exposure management
Models adjust limits based on real-time behaviour, balance sheet and external signals.
Regulator-ready reporting
Pre-built credit exposure reports for the regulatory regimes you operate under.
One core, every flavour of credit.
Talk to the Oradian team about putting Credit Lines into production on your core.
Talk to our team