Deposits.
Savings, terms, current accounts. Composable.
Launch deposit products that compose cleanly with lending, cards and embedded experiences on the same core.
Deposit products that scale with confidence.
Deposit-taking is the foundation of every regulated institution and the hardest thing to get right at scale. Oradian gives you a full deposit module with multi-currency, tiered interest, term products, sweeps and segregated ledgers, designed to integrate with every other product on the platform and exposed through stable APIs.
Deposit capabilities, end to end.
All deposit shapes
Savings, current, term, escrow, segregated, group and pooled accounts, out of the box.
Tiered & dynamic pricing
Balance-tiered interest, promo rates, time-bounded boosts. Configure once, ship in hours.
API-first
Open, query, close, sweep and reconcile accounts through stable, versioned APIs.
Regulator-grade controls
Segregated client money, full audit trail, regulatory reporting hooks for your jurisdiction.
Real-time balances
Every transaction, every accrual, exposed in real time for AI, analytics and embedded UX.
AI-native product design
Use the AI agent to draft, simulate and ship new deposit products in days.
Quality. Compliance. Scale. On every deposit you take.
Talk to the Oradian team about putting Deposits into production on your core.
Talk to our team