We exist to enable banks in emerging markets to win.
A team of bankers, engineers, and operators building the core infrastructure behind some of the most ambitious financial institutions in Asia, Africa, and Europe.
Founded on a simple observation.
When Oradian was founded in 2012, the most ambitious financial institutions in the world were not in Western Europe or North America. They were in Lagos, Manila, Jakarta, Nairobi, and Zagreb, building digital banks and lending operations in markets with hundreds of millions of underserved customers, evolving regulatory frameworks, and competitive dynamics that the established banking software industry had no playbook for.
The technology available to them reflected that neglect. Enterprise platforms designed for banks in the US, retrofitted at significant cost for markets they weren't built for. First-generation local systems that worked at small scale but couldn't grow, couldn't integrate, and couldn't provide the data visibility that modern financial services demand.
Oradian was built to change that. It is not a regional adaptation of someone else's platform, but an original, AI-native, API-first core banking system designed from the ground up for the regulatory environments, the infrastructure realities, and the growth ambitions of institutions operating in emerging markets.
More than a decade later, the institutions running on Oradian include some of the fastest-growing digital banks, lenders, and financial platforms in Southeast Asia, Sub-Saharan Africa, and Eastern Europe. The architectural decisions that defined the platform in 2012, such as open data, programmable core, local-first implementation, are the same decisions that make it AI-native today. Not by accident. By design.
Because we were made to scale. Just like you.
Three things we won't compromise on.
Think bigger
We back ambitious teams. The institutions we serve are not content with incremental improvement, they are trying to build digital banking products that compete with the best in the world and to do it in markets where the infrastructure, the regulation, and the customer base all look different from the textbook. We don't build tools for institutions that want to stay where they are.
Go further
We measure ourselves by how far our customers go after they choose us, not by features shipped or conferences spoken at. By growth in accounts, expansion into new branches and new markets, products launched because the core made it possible, and regulatory examinations that went smoothly because the data was always there. The customers who have tripled their loan portfolios, scaled to millions of active accounts, or gone from local lender to multi-market institution are the evidence we point to.
Stay close
Financial institutions in emerging markets don't need a global vendor's 24/7 support line. They need people who know their market, their regulator, and their specific operational challenges, and who show up, in person, when something matters. Our implementation teams are in the markets we serve. Our support works the hours our customers work, in the languages our customers speak. This is a business model decision: we only operate in markets where we can do this properly.
More than a decade. Across three continents.
50
Financial institutions running on Oradian
13
Countries
15×
Performance improvement on integration workloads (RAFI)
4
Offices: Manila, Jakarta, Lagos, Zagreb
Bankers, engineers, and operators, in the markets that matter.
Oradian's team is deliberately diverse, not as a principle but as a practical requirement. Building a core that works for a BSP-regulated rural bank in the Philippines and a CBN-supervised lender in Nigeria takes people who have worked in those environments. Engineering distributed across Europe, Asia, and Africa. Implementation teams local, in Makati, Jakarta, Lagos and Zagreb. Product combining banking experience with technology experience.
Local presence. Global standards.
Four offices, in the markets where most of our customers are and where our regulatory knowledge is built.
Manila, Philippines
Implementation, support and in-house BSP regulatory knowledge for our Philippine customers.
48 Polaris Street, Makati, Manila, Philippines
Jakarta, Indonesia
Commercial and delivery team covering BI and OJK aligned institutions across Indonesia.
Sudirman, Jakarta 12930, Indonesia
Lagos, Nigeria
Implementation and support for Nigeria and the wider African market, with in-house CBN knowledge.
19B Adeyemi Lawson, Off McPherson Avenue, Ikoyi, Lagos, Nigeria
Zagreb, Croatia
Home to much of our engineering and product team, serving customers across Europe.
Hebrangova Ulica 32, Zagreb, Croatia
Why we do what we do.
Our Mission
To accelerate financial services in emerging markets by giving every financial institution in emerging markets the technology infrastructure it needs to grow, serve more customers, and compete on equal terms with the best-funded institutions in the world.
Our Vision
A world where geography and institution size do not determine the quality of the banking infrastructure available to a financial institution or the customers it serves.
Building the banking platform for the AI era.
Meet the team partnering with the most ambitious financial institutions across Asia, Africa and Europe.