We exist to enable banks in emerging markets to win.
A team of bankers, engineers, and operators building the core infrastructure behind some of the most ambitious financial institutions in Asia, Africa, and Europe.
Founded on a simple observation.
When Oradian was founded in 2012, the most ambitious financial institutions in the world were not in Western Europe or North America. They were in Lagos, Manila, Jakarta, Nairobi, and Zagreb, building digital banks and lending operations in markets with hundreds of millions of underserved customers, evolving regulatory frameworks, and competitive dynamics that the established banking software industry had no playbook for.
The technology available to them reflected that neglect. Enterprise platforms designed for banks in the US, retrofitted at significant cost for markets they weren't built for. First-generation local systems that worked at small scale but couldn't grow, couldn't integrate, and couldn't provide the data visibility that modern financial services demand.
Oradian was built to change that. It is not a regional adaptation of someone else's platform, but an original, AI-native, API-first core banking system designed from the ground up for the regulatory environments, the infrastructure realities, and the growth ambitions of institutions operating in emerging markets.
More than a decade later, the institutions running on Oradian include some of the fastest-growing digital banks, lenders, and financial platforms in Southeast Asia, Sub-Saharan Africa, and Eastern Europe. The architectural decisions that defined the platform in 2012, such as open data, programmable core, local-first implementation, are the same decisions that make it AI-native today. Not by accident. By design.
Because we were made to scale. Just like you.
Three things we won't compromise on.
Think bigger
We back ambitious teams. The institutions we serve are not content with incremental improvement, they are trying to build digital banking products that compete with the best in the world and to do it in markets where the infrastructure, the regulation, and the customer base all look different from the textbook. We don't build tools for institutions that want to stay where they are.
Go further
We measure ourselves by how far our customers go after they choose us, not by features shipped or conferences spoken at. By growth in accounts, expansion into new branches and new markets, products launched because the core made it possible, and regulatory examinations that went smoothly because the data was always there. The customers who have tripled their loan portfolios, scaled to millions of active accounts, or gone from local lender to multi-market institution are the evidence we point to.
Stay close
Financial institutions in emerging markets don't need a global vendor's 24/7 support line. They need people who know their market, their regulator, and their specific operational challenges, and who show up, in person, when something matters. Our implementation teams are in the markets we serve. Our support works the hours our customers work, in the languages our customers speak. This is a business model decision: we only operate in markets where we can do this properly.
More than a decade. Across three continents.
50
Financial institutions running on Oradian
12
Countries where Oradian is live
15×
Performance improvement on integration workloads (RAFI)
99.98%
Platform uptime
3
Offices: Manila, Lagos, Zagreb
Bankers, engineers, and operators, in the markets that matter.
Oradian's team is deliberately diverse, not as a principle but as a practical requirement. Building a core that works for a BSP-regulated rural bank in the Philippines and a CBN-supervised lender in Nigeria takes people who have worked in those environments. Engineering distributed across Europe, Asia, and Africa. Implementation teams local, Makati, Lagos, Zagreb. Product combining banking experience with technology experience.
Local presence. Global standards.
Offices in Lagos, Manila, and Zagreb, in the markets where most of our customers are, where our implementation teams work, and where our regulatory knowledge is built and maintained.
Africa hub
Lagos, Nigeria
Home to the implementation and support team serving our Nigerian and broader African customer base. In-house knowledge of CBN requirements, agent banking regulations, and the operational realities of Nigerian financial institutions.
19B Adeyemi Lawson, Off McPherson Avenue, Ikoyi, Lagos, Nigeria
Asia hub
Manila, Philippines
One of Oradian's first markets and still one of our most important. Our Makati team has deep in-house knowledge of BSP requirements, rural bank regulations, digital banking licensing, and the reporting obligations Philippine institutions face. The first BSP-regulated core banking system, operated by a team that has been through BSP examinations alongside our customers.
48 Polaris Street, Makati, Manila, Philippines
Europe hub
Zagreb, Croatia
Home to a significant part of our engineering and product teams. Oradian has customers across Eastern and Southern Europe, institutions navigating legacy core banking systems, digital transformation ambitions, and a regulatory environment evolving rapidly toward EU standards.
Hebrangova Ulica 32, Zagreb, Croatia
Why we do what we do.
Our Mission
To accelerate financial services in emerging markets by giving every financial institution in emerging markets the technology infrastructure it needs to grow, serve more customers, and compete on equal terms with the best-funded institutions in the world.
Our Vision
A world where geography and institution size do not determine the quality of the banking infrastructure available to a financial institution or the customers it serves.
Building the banking platform for the AI era.
Meet the team partnering with the most ambitious financial institutions across Asia, Africa and Europe.
Get in touch