Oradian provides customers with a core banking and loan management system featuring loan origination, a product engine, loan portfolio management, portfolio accounting, custom workflows, custom fields, client management, real-time dynamic reporting and much more.
Oradian is built using a modular concept where all core functionality is available to every one of our customers. We do this by providing one version of the code in a separate instance for each customer. This means all customers receive all updates, new features and modules at the same time and everything we build is included in their core subscription. Every Oradian core module is exposed using REST APIs. Every field of every module is accessible to users through a web interface and can be automated via APIs.
Seamless multi-channel integrations with your onboarding and application processes for central loan origination management. The Oradian loan origination module includes automated workflows, a configurable rules engine and document management to help you streamline your operations, improve your underwriting process, and make better credit decisions.
Design, configure and launch fully parameterisable loan and deposit products in minutes with easily customisable fields to manage every aspect of your product range - from fees, grace periods and variable interest rates to maturity terms, interest calculations and maturity tracking.
Oversee you entire loan portfolio from one central system. Discover gaps or areas of increased risk and quickly see which products are creating a greater return on investment.
Manage your collections processes much more efficiently from your central banking system: improve collections rates, minimize losses and monitor and manage the credit risk associated with delinquent loans with alerts and reports on high-risk accounts.
Manage all accounts from a central command module – make changes, report on individual or groups of products and monitor your portfolio growth in real time for fast and accurate profitability analysis, liquidity forecasting, and risk management.
Accurately and reliably capture all necessary data related to your deposit portfolio, such as customer information, transaction details, interest rates, and maturity dates. Automate tasks such as interest calculation, maturity tracking, and account reconciliation. Handle different types of deposit products, such as savings accounts, certificates of deposit, and money market accounts, as well as different interest rate structures.
Design fluid and innovative customer journeys and workflows to enhance your customer experience and deliver products that ensure you stand out from the competition with our flexible custom workflow building module.
Add, configure and remove any additional fields across your core system without the need for coding, in house development or external support. Report on and analyse all custom fields across your core banking system with our dynamic reporting module.
Allow users to manage client contacts, including contact information, communication history, and preferences. Segment your clients based on various criteria, such as product usage, demographics, and transaction history, to enable targeted marketing and communications. You can also apply KYC / AML rules to ensure you remain compliant with relevant regulations, such as data privacy and anti-money laundering laws.
Unrivalled flexibility and insights through Oradian’s configurable custom reporting dashboards. Summarise your business data by a multitude of different dimensions providing much greater insight in a shorter amount of time. The reporting module includes regulatory reporting functionality, allowing you to fully automate different reports to local regulators from within the core system.
Allow administrators to manage user accounts, including user authentication, password policies, and access permissions through a user-friendly interface. Define roles specific to your organisation and assign permissions based on the user's role, to ensure proper access control. Manage system configuration settings, such as database settings, network settings, and system parameters. Monitor and log system activities in real time, to help administrators detect and troubleshoot issues.
Keep your core system secure with user-level controls and prevent data breaches with our strong multi-factor authentication module.
Come and see the future with us. Talk to one of our core banking experts.