Banks are well-placed to enter the lending business in last-mile communities, but they face barriers to entry not encountered by some of their competitors – agile fintechs that are able to use data to transform the way they deliver financial services to their customers by offering targeted loan products based on accurate, real-time information.
Agribusiness Rural Bank, Inc., one of the top ten rural banking institutions in the Philippines, also known as Agribank, has introduced a world-class new mobile banking App for Android and iOS, developed, and delivered by Geniusto International using Oradian’s core banking architecture.
We use the low-code approach to software development allows software providers to rapidly deploy new features to all customers with little effort and minimal development time. But what is the low-code approach, and how does it work for Oradian?
Oradian takes a particular approach to quality assurance, to ensure our product is fit for purpose. It is the implementation of processes, methodologies, and standards to ensure a piece of software meets a client’s exacting requirements in terms of functionality, design, reliability, durability, and price.
The Central Bank of Kenya’s ongoing efforts to regulate its digital lending sector have taken an important step forward, with the first lenders successfully receiving a license to operate in the sector. Kenyans will see this is an important towards eliminating poor compliance and predatory practices, but is there more to these new regulations than meets the eye?
Oradian Notifier offers an extra level of client interaction, enabling financial institutions to deliver push notifications that alert their clients and teams to changes, updates, news, or reminders across their core system. It is an optional, configurable API integration that extends the capabilities of the core banking or loan management system.
Financial technology has prompted a greater awareness of data security and regulatory compliance. This means data security has become something your customers don’t just expect, but demand. Here are five simple tips to follow to ensure your banking and lending systems are secure.
64 million of Nigeria’s population of nearly 200 million people still do not have access to banking – but Nigeria’s technology start-ups are rising to this challenge. With over 187 million mobile connections across the country, the opportunities for fintech growth are huge.
FairMoney, the leading credit-led digital financial institution in Nigeria, engages cloud banking solution Oradian to power their next phase of growth.
Oradian’s core banking system is extensible, which means it can be easily and quickly configured by its users. This works on the principle of parametrisation – the ability to adapt the core system without the need for external customisation or development work.
Your new core banking system needs to help solve some of the challenges faced by your financial institution. This article outlines some of the most common problems your organisation might be experiencing, and how a cloud-based core banking system might help you meet them.
All lenders face challenges when it comes to their core banking system. They might understand the tech, but there are still several factors that make choosing or managing a modern, cloud-based core banking system difficult. Here, we’ve outlined some of those challenges, and some of the steps you can take to alleviate them.
Come and see the future with us. Talk to one of our core banking experts.