Modernisation pathway decision matrix

Not every institution needs a total overhaul, but every institution does need a plan.

Modernising your core banking system isn’t one-size-fits-all. There are multiple viable paths forward, each with its own trade-offs in terms of speed, risk, internal capacity, and long-term value.

This matrix will enable you to evaluate which pathway fits your institution best, based on your readiness, strategic goals, and internal capability.

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90-day sprint planning template

Are you ready to build true momentum by planning your first modernisation sprint?

If so, you’re in the right place.

When institutions modernise their core banking system, one of the biggest risks is organisational, as without clear focus, strong ownership, and visible wins in the first 90 days, momentum stalls.

This planning template helps structure your first sprint with realistic actions, achievable outcomes, and clear accountability. Whether you’re kicking off internal discussions or working with an external partner, this format keeps you grounded in execution.

Core modernisation checklist

Is your institution ready to modernise its core banking system?

If so, you’re making the right choice. Modernising your core banking platform is a strategic move that shapes your ability to grow, innovate, and compete.

This checklist is designed to help your leadership, IT, and operations teams assess readiness across four key dimensions: technology, team capability, compliance and operations, and commercial alignment. Use this to identify where you’re strong, where you need to build, and what’s holding you back.

Use this to identify where you’re strong, where you need to build, and what’s holding you back.

Membayangkan Kembali Teknologi Perbankan untuk Pasar yang Dinamis

Sebuah whitepaper (buku putih) oleh Oradian dan IBSI

Meraih pertumbuhan dan mendorong efisiensi adalah strategi wajib yang Anda butuhkan untuk bersaing di tahun 2026. Modernisasi adalah kunci untuk mencapainya.

Sektor keuangan berubah dengan cepat; dengan regulasi baru, meningkatnya ekspektasi konsumen, dan pesaing yang berbasis digital, semuanya menjadi penentu. Namun, banyak lembaga masih beroperasi dengan inti lama yang dirancang untuk dunia yang sangat berbeda.

Whitepaper ini, yang dikembangkan atas kerja sama dengan IBSI, sebuah lembaga penelitian independen, memberikan panduan praktis bagi para pengambil keputusan yang ingin memodernisasi infrastruktur inti perbankan mereka tanpa membebani kapasitas lembaga.

Baik Anda bank penantang, MFI (LKM), fintek, atau pemberi pinjaman di tempat terpencil, makalah ini akan membantu Anda memahami arah pasar dan cara untuk mengantisipasinya.

Reimagining Banking Tech for Dynamic Markets

A whitepaper by Oradian and IBSI

You need to grow and drive efficiency to win in 2026. This whitepaper is the key.

The financial sector is changing fast; with new regulations, rising consumer expectations, and digital-native competitors all setting the pace. Yet many institutions are still running on legacy cores designed for a very different world.

This whitepaper, developed in collaboration with IBSI, an independent research house, provides a practical guide for decision-makers looking to modernise their core banking infrastructure without overwhelming institutional capacity.

Whether you’re a challenger bank, MFI, fintech, or rural lender, this paper will help you make sense of where the market is going and how to get ahead of it.

Think bigger. Go further.

Come and see the future with us. Talk to one of our core banking experts.