Which AI is best for digital banking? The answer lies in your data
Wondering which AI is best for digital banking services? Before chasing the best AI tools for enhancing digital banking, fix your data foundation and core integration.
Modernisation pathway decision matrix
Not every institution needs a total overhaul, but every institution does need a plan.
Modernising your core banking system isn’t one-size-fits-all. There are multiple viable paths forward, each with its own trade-offs in terms of speed, risk, internal capacity, and long-term value.
This matrix will enable you to evaluate which pathway fits your institution best, based on your readiness, strategic goals, and internal capability.
Please fill out the form to access this guide:
Related Insights
Discover more insights
How does AI help banks? Launch your first AI product safely
Learn how AI helps banks through safe AI integration with core banking systems, unlocking real artificial intelligence banking efficiency improvements with a solid data foundation.
90-day sprint planning template
Are you ready to build true momentum by planning your first modernisation sprint?
If so, you’re in the right place.
When institutions modernise their core banking system, one of the biggest risks is organisational, as without clear focus, strong ownership, and visible wins in the first 90 days, momentum stalls.
This planning template helps structure your first sprint with realistic actions, achievable outcomes, and clear accountability. Whether you’re kicking off internal discussions or working with an external partner, this format keeps you grounded in execution.
Core modernisation checklist
Is your institution ready to modernise its core banking system?
If so, you’re making the right choice. Modernising your core banking platform is a strategic move that shapes your ability to grow, innovate, and compete.
This checklist is designed to help your leadership, IT, and operations teams assess readiness across four key dimensions: technology, team capability, compliance and operations, and commercial alignment. Use this to identify where you’re strong, where you need to build, and what’s holding you back.
Use this to identify where you’re strong, where you need to build, and what’s holding you back.
Membayangkan Kembali Teknologi Perbankan untuk Pasar yang Dinamis
Sebuah whitepaper (buku putih) oleh Oradian dan IBSI
Meraih pertumbuhan dan mendorong efisiensi adalah strategi wajib yang Anda butuhkan untuk bersaing di tahun 2026. Modernisasi adalah kunci untuk mencapainya.
Sektor keuangan berubah dengan cepat; dengan regulasi baru, meningkatnya ekspektasi konsumen, dan pesaing yang berbasis digital, semuanya menjadi penentu. Namun, banyak lembaga masih beroperasi dengan inti lama yang dirancang untuk dunia yang sangat berbeda.
Whitepaper ini, yang dikembangkan atas kerja sama dengan IBSI, sebuah lembaga penelitian independen, memberikan panduan praktis bagi para pengambil keputusan yang ingin memodernisasi infrastruktur inti perbankan mereka tanpa membebani kapasitas lembaga.
Baik Anda bank penantang, MFI (LKM), fintek, atau pemberi pinjaman di tempat terpencil, makalah ini akan membantu Anda memahami arah pasar dan cara untuk mengantisipasinya.
Think bigger. Go further.
Come and see the future with us. Talk to one of our core banking experts.