JAKARTA, INDONESIA, May 2026 – Oradian, a modern core banking and loan management system provider for emerging markets, has announced that Pohon Dana, a Mayapada Group fintech pillar and leading Indonesian digital financial services provider, has selected Oradian’s platform to accelerate the next phase of its growth in Indonesia.
Pohon Dana supports individuals and MSMEs across Indonesia through technology-enabled financial services designed to simplify access to credit while maintaining strong standards in security, governance, and ethical lending practices. As the company continues to expand its lending operations, a new technology platform was needed to enable flexible product innovation, accelerate time-to-market, real-time business intelligence and AI readiness
The partnership reflects a broader shift across Indonesia’s regulated digital lending sector, where financial institutions are increasingly seeking out modern, cloud-native infrastructure capable of supporting product innovation and efficient growth alongside rising expectations from regulators for compliance and operational resilience.
By partnering with Oradian, Pohon Dana gains access to a lending platform purpose-built for high-growth financial institutions operating in emerging markets. The platform offers a powerful product engine, best-in-class reporting capabilities, and the flexibility to customise efficiently, helping institutions to build and execute much more quickly without additional overhead or regulatory risk. Oradian’s modern data foundation also enables institutions to launch AI-driven initiatives more effectively, while leveraging real-time operational and customer insights to strengthen engagement, retention, and long-term customer value across digital channels.
“Indonesia’s digital lending market is entering a new phase where growth alone is no longer enough. Institutions are now being evaluated on how well they can scale while maintaining regulatory readiness,” said Antonio Separovic, CEO of Oradian.
“Pohon Dana represents the kind of forward-looking financial institution we believe will define the next generation of financial services in Indonesia. This partnership is a strong validation of the growing demand for modern, cloud-native lending infrastructure built specifically for regulated growth environments.”
“Oradian provides us with the flexibility and configurability we need to strengthen our operations and accelerate our next phase of business expansion,” said Fina Valentin, CEO of Pohon Dana.
“We were looking for a partner that understands dynamic regulatory environments with technology that scales, ease of integration with our existing systems, real-time reporting out of the box, and operational controls in line with OJK expectations. As we continue scaling our MSME lending operations, having a modern and flexible loan management system that can evolve with us is critical.”
This partnership reinforces Oradian’s long-term commitment to Indonesia and its mission to support the next generation of digital financial institutions driving lending innovation, operational excellence, and financial inclusion across emerging markets.
About Pohon Dana
Pohon Dana is a digital financial services provider focused on supporting individuals and MSMEs across Indonesia through accessible, technology-enabled financial services. The company collaborates with leading organisations across hospitality, retail, healthcare, F&B, and other sectors while maintaining strong commitments to security, data protection, governance, and ethical lending practices.
About Oradian
Oradian is a cloud-native core banking and loan management system provider for digital banks, fintechs, banks, and finance companies operating across emerging markets. Trusted by financial institutions across Africa, Asia, and Europe, Oradian enables institutions to scale lending and banking operations through modern infrastructure designed for operational control, auditability, governance, fraud prevention, regulatory alignment, and growth. Oradian’s platform also provides the real-time data foundation and reporting capabilities needed to support AI-driven initiatives and modern digital financial services.