More than a core banking platform, more than a loan management system.
Instafin is your Core Growth Platform
Instafin from Oradian is the only genuine cloud-based core banking platform designed for financial institutions serving customers in rural and remote areas.







More than a core banking platform, more than a loan management system.
Instafin is your Core Growth Platform
Instafin from Oradian is the only genuine cloud-based core banking platform designed for financial institutions serving customers in rural and remote areas.
A core banking system for The Age of Instantly
We are in an era of instant shopping, instant ride-hailing, and instant food deliveries. This is The Age of Instantly.
People have learned to expect everything ‘now’ and that includes their financial services.
They need instant access to their account information and real-time confirmation of transactions. They want their loan disbursement within hours, not weeks.
And your managers need real-time access to data so they can understand what’s really going on in the business.
Instafin from Oradian gives you the power to achieve all this.
It’s much more than a core banking platform: it’s your core growth platform.
60+ institutions are growing with Oradian
Here are some of the transformations our clients have reported achieving with Instafin.
60 businesses in 11 countries have already digitalised their businesses and are harnessing power of the Instafin core banking platform to:
Save on infrastructure costs
Expand into new geographies
Build up client base
Cut loan default rates
Streamline operations
Launch new products fast
Connect to ATMs and other services
Transform customer experience
Increase security
...and much more...
Instafin is the perfect solution for financial organisations of every kind – finance companies, rural banks, fintechs, and microfinance institutions.
In Asia we have customers in Brunei, Myanmar, and the Philippines. In Africa: Ghana, Guinea, Kenya, Liberia, Malawi, Nigeria, Sierra Leone, and Zimbabwe. Read some of their stories here:
60 businesses in 11 countries have already digitalised their businesses and are harnessing power of the Instafin core banking platform to:
Save on infrastructure costs
Expand into new geographies
Build up client base
Cut loan default rates
Streamline operations
Launch new products fast
Connect to ATMs and other services
Transform customer experience
Increase security
...and much more...
Instafin is the perfect solution for financial organisations of every kind – finance companies, rural banks, fintechs, and microfinance institutions.
In Asia we have customers in Brunei, Myanmar, and the Philippines. In Africa: Ghana, Guinea, Kenya, Liberia, Malawi, Nigeria, Sierra Leone, and Zimbabwe. Read some of their stories here:
What our customers say
It’s not just a vendor relationship. What we found in Oradian is a strategic partnership that will lead us to our sustainable growth. It’s simply not a transaction. It’s a long-term alliance.
Tanya Hotchkiss, Executive Managing Director
Cantilan Bank, Philippines
Your support for our growth is one of the things that convinced me that Oradian was a very good choice of partner. The totality of the Oradian and Instafin service is more than the sum of its parts.
Ronaldo Recto, President
Rural Bank of San Antonio, Philippines
The implementation was a wonderful experience!
Florentino Villa
Head of Business Intelligence and Value Management, RAFI Micro-finance Inc, Philippines
Affordable tools that help us be sustainable and compete with microfinance banks and commercial banks.
Florence Omofonmwan
Head of LAPO Agricultural and Rural Development Initiative, Nigeria
The first impact Instafin had on our business was speed. The processing time from loan application to disbursement was reduced by at least 80%.
Richard Rotoye, Group Managing Director,
Creditville, Nigeria
Instafin has improved customer acquisition and customer service. It has also made it easier for us to scale our business. In 2020 we grew by 320%
Richard Rotoye, Group Managing Director
Creditville, Nigeria
With Instafin, we have more time to venture out and offer other financial services like mobile money, ATM cards, money remittance, bills payment. We want to be a one-stop shop for all our clients.
Mark Hammill, IT Manager & Comptroller
CCT Credit Cooperative, Philippines
A fool-proof system that makes sure that our clients get the service they deserve.
Mikel Alberto Aboitiz, Chairman of the Board
RAFI Micro-finance Inc, Philippines
Instafin has given Cantilan capacity to focus on our core business and financial inclusion mission.
Tanya Hotchkiss, Executive Managing Director
Cantilan Bank, Philippines
With more knowledge and control of our portfolio, we can make better decisions and improve specific parts of our operations. We began simplifying processes to reduce waiting time of our clients for the financial products and services we offer.
Estrella Andres, Vice President
Ahon Sa Hirap, Inc, Philippines
It took five years for the previous software to be implemented in 25 branches. Oradian was rolled out to all 79 branches in only a year and a half.
Mr Atiku Usman, IT Manager
Development Exchange Centre, Nigeria
We got more market share as a result of installing Instafin.
Omolara Tayo, Consultant
Grace and Mercy Households Improvement Initiative, Nigeria
Find new powers with Instafin
Grow your business
Reach new customers (and hold on to your current ones).
Take control
See exactly what’s going on across your business instantly in real-time.
Save time and money
Achieve new efficiencies by eliminating manual processes.
Launch new products
Innovate faster than you ever dreamed possible to stay ahead of the competition.
Instafin's clever thinking
Cloud-based
No need to buy or maintain servers and infrastructure. Our cloud service is fast, secure, and always on.
Always up to date
We’re constantly making improvements and adding new features - and you get them automatically.
Flexible
Quick and easy to set up, configure, and change. Customise at the flick of a switch.
Low bandwidth
Designed to reach your customers even in remote and rural areas. Works with 2G.
Real-time
Every transaction made is immediately visible throughout the system - reassuring for customers and powerful for managers.
Easy to integrate
Plug in third-party applications using our flexible APIs.
Affordable
Our subscription model means economical pricing and fixed costs with no surprises.
Great support
Our Customer Success and Customer Support teams are always here to help you, and help you grow.
What's inside the box?
Digitalise your operations and work more efficiently with the Instafin core banking system. Instafin is designed to work with low Internet connection speeds, enabling you to serve clients in rural and remote areas with limited network bandwidth.
Instafin
Oradian’s cloud-base core banking platform let you manage all your operations from one easy-to-use dashboard including:
• Integrated accounting
• Advanced real-time business information
• Loan origination system
• Loan and deposit portfolio management
• Document management
• Customer relationship management
• Real-time reporting and business intelligence
• Compliance and risk management
• Product and delivery channels
• Offline capabilities
• … and more
PLUS connect to absolutely anything through our comprehensive suite of open APIs.

Additional services
Instafin Messaging: Strengthen your relationships with your clients with Instafin Messaging as an additional service. Remind your clients about payments and notify them when disbursements, deposits and withdrawals are made through a variety of channels including SMS. Customers love the reassurance they get from Instafin Messaging.
Instafin Field Officer app (IFOA): Improve your field officers’ ability to serve your clients efficiently with Instafin Field Officer app. Your field officers can download the app to work digitally in the field, while travelling and during their meetings with new and current clients
What's outside the box?
We don’t just give you the box. Your annual Instafin subscription gives you everything you need to start growing quickly – and keep growing:
Implementation
We support you every step of the way. Most implementations take months, not years.
Consultancy services
Tap in to our wealth of experience, insights and innovation. Take new products to market in record time.
Training & support
Everything you need to get the best out of Instafin.
Your growth feeds our mission
At Oradian, we dream of a world in which every financial institution has the tools it needs to give people access to financial services, no matter how geographically isolated or remote they are. We are dedicated to boosting financial inclusion by enabling financial institutions to grow by serving more clients. Our mission is completely dependant on the success of our clients: our subscription model means we only grow if you grow.
Insights and ideas
Visit our blog and explore our collection of how-to guides, insights, product announcements – and whatever else interests us!
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