Growing potential with future-ready foundations

Established in 1998, the Self Reliance Economic Advancement Programme (SEAP) is a partner of the Grameen Foundation and Oikocredit. With 200+ branches, 400+ mobile digital touch points, and nearly 400,000 active customers, SEAP is a leader in providing accessible financial services to underserved Nigerian communities.

In 2012, SEAP became the first financial institution in Nigeria to adopt a cloud-based core banking system, but lack of local support and a poor fit for the regulatory environment eventually became a brake on growth.

Oradian's Instafin platform was a clean fit for SEAP's Nigerian market needs: plug-and-play design, deep local expertise, and an in-house implementation team that could move quickly without disrupting operations across hundreds of branches.

Project go-live took just two months. Credit officers now manage 20% more clients and 23% more loan portfolio per head, monthly financial reports take minutes instead of weeks, and Portfolio at Risk has dropped by 20% on average. With Oradian Edge, 98% of branches and 72.5% of account officers actively serve clients in the field, even offline.