For rural banks in the Philippines, it can be a challenge to commit to the digitalisation journey. The advantages of moving to the cloud and adopting a digital banking and loan management system are well documented, but there’s no doubt such a move requires investment in skills and technology.
Fintech lenders are driving economic inclusion in rural and remote communities across emerging markets. Startups are transformative for underserved communities because growing smartphone penetration in emerging markets increases access to credit and other vital financial services.
What do you know about fintech in South East Asia? In this paper, we share our expertise on three major emerging South East Asian markets: the Philippines, Vietnam, and Indonesia. We also compare them to the developed economies of Singapore and Malaysia to discover what lessons they can take into the future.
Oradian partner Agribusiness Rural Bank, Inc. (Agribank), one of the most established and trusted rural banks in the Philippines, has been named one of the Philippines’ best employers of 2023 – the only rural bank to make the list.
Oradian and Geniusto together offer world class, flexible, and scaleble solutions for banks and non-bank financial institutions, focusing on opportunities for and the growth potential of institutions in emerging markets. Our CEO Antonio spoke to IBS Intelligence about this fruitful partnership.
Banks are well-placed to enter the lending business in last-mile communities, but they face barriers to entry not encountered by some of their competitors – agile fintechs that are able to use data to transform the way they deliver financial services to their customers by offering targeted loan products based on accurate, real-time information.
Agribusiness Rural Bank, Inc., one of the top ten rural banking institutions in the Philippines, also known as Agribank, has introduced a world-class new mobile banking App for Android and iOS, developed, and delivered by Geniusto International using Oradian’s core banking architecture.
We use the low-code approach to software development allows software providers to rapidly deploy new features to all customers with little effort and minimal development time. But what is the low-code approach, and how does it work for Oradian?
Oradian takes a particular approach to quality assurance, to ensure our product is fit for purpose. It is the implementation of processes, methodologies, and standards to ensure a piece of software meets a client’s exacting requirements in terms of functionality, design, reliability, durability, and price.
The Central Bank of Kenya’s ongoing efforts to regulate its digital lending sector have taken an important step forward, with the first lenders successfully receiving a license to operate in the sector. Kenyans will see this is an important towards eliminating poor compliance and predatory practices, but is there more to these new regulations than meets the eye?
Oradian Notifier offers an extra level of client interaction, enabling financial institutions to deliver push notifications that alert their clients and teams to changes, updates, news, or reminders across their core system. It is an optional, configurable API integration that extends the capabilities of the core banking or loan management system.
Financial technology has prompted a greater awareness of data security and regulatory compliance. This means data security has become something your customers don’t just expect, but demand. Here are five simple tips to follow to ensure your banking and lending systems are secure.
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